Insurance Programs – Family Child Care Homes and Child Care Centers

Insurance applications are processed within 2-3 business days.

SECA offers all provincial government licensed child care centers and family child care homes the opportunity to enroll in the center/family child care Commercial General Liability Insurance Program (CGLI). You must be a member or apply to be a member of SECA to qualify.

CGLI provides coverage for the bodily injury and property damage to a third party for which the facility is legally liable. In addition, associated legal costs are covered. This insurance also covers building insurance and daycare contents.

Directors & Officers Liability Insurance

Your SECA center Commercial General Liability Insurance does not cover wrongful acts. D&O Liability is offered separately of the CGLI. Directors & Officers insurance provides a legal defense and possible compensatory award to a claimant.

This insurance coverage agrees to reimburse the Boards of Directors for amounts they are legally obligated to pay for claims made against them for wrongful acts, including the cost of defending any such claim. Wrongful acts are usually defined as meaning any breach of duty, neglect, error, or other wrongful acts done or attempted.

Group Benefit Plan

SECA’s Group Benefit Plan is designed exclusively for early childhood educators, centres, and family child care providers and provides the most comprehensive plan available to center employees and family child care providers. The Plan includes individual or family coverage, which allows you to choose the appropriate level of protection whether you are single, have a family, or are integrating coverage with your partner’s plan.

RRSP Saving Plan

You may choose to contribute to an RRSP for more information, please contact the SECA office.